Guides & resources
Everything you need to know about Making Tax Digital for Income Tax.

Missed an MTD Quarterly Deadline? Your 30-Day Recovery Plan
Missed your MTD quarterly update deadline? Don't panic. Here's exactly what to do over the next 30 days, what HMRC will (and won't) charge you, and how to get back on track.

MTD ITSA Is Live: Your Action Plan for the Next 90 Days
Making Tax Digital for Income Tax went live on 6 April 2026. Here's exactly what to do over the next 90 days to be ready for your first quarterly update.

MTD for Content Creators: YouTubers, Streamers, TikTokers & Influencers
Content creators earning over £50,000 from YouTube, Twitch, TikTok, sponsorships, or affiliate income now fall under Making Tax Digital. Here's what you need to know.

Cumulative Quarterly Updates: HMRC's New MTD Submission Model Explained
MTD quarterly updates are now cumulative — each submission replaces the last with year-to-date totals. Here's how HMRC's new model works and why it makes life easier.

What Happens If I Ignore Making Tax Digital?
Thinking of ignoring MTD? Here's what actually happens — penalties, interest, and what HMRC can do if you don't comply.

Making Tax Digital for Airbnb Hosts — Free Software for Landlords
Airbnb hosts with UK property income over £50,000 must comply with MTD from April 2026. Learn what's required and submit quarterly updates for free.

Making Tax Digital for eBay and Etsy Sellers — What You Need to Know
Sell on eBay or Etsy? If your income exceeds £50,000, Making Tax Digital applies from April 2026. Learn what's required and how to comply for free.

How to Sign Up for MTD on GOV.UK — Step by Step
A simple step-by-step guide to signing up for Making Tax Digital for Income Tax through your Government Gateway account on GOV.UK.

MTD Starts in April 2026 — What to Do If You Haven't Signed Up Yet
Making Tax Digital for Income Tax starts 6 April 2026. If you haven't signed up yet, here's exactly what you need to do right now.

Free Spreadsheet Software for Making Tax Digital — What Are Your Options?
Don't have Excel? Here are the best free spreadsheet tools you can use for MTD record-keeping, including Google Sheets, Excel Online, and more.

Do I Need My Accountant for MTD Quarterly Updates?
Wondering if you need to pay your accountant for MTD quarterly updates? Here's what you can handle yourself with bridging software and when professional help makes sense.

Making Tax Digital for Contractors — Limited Company vs Sole Trader
Are you a contractor? Whether you work through a limited company or as a sole trader, here's what MTD for Income Tax means for you.

How Making Tax Digital Could Help Your Mortgage Application
MTD means self-employed sole traders now have verified, quarterly digital income records with HMRC. Here's why that could make your mortgage application smoother.

Making Tax Digital for Cleaners & Domestic Service Providers
Self-employed cleaners and domestic workers: MTD for Income Tax is coming. Here's a simple guide to what you need to do and how to submit for free.

Making Tax Digital for Personal Trainers & Fitness Instructors
Self-employed PTs and fitness instructors: MTD for Income Tax is coming. Here's what it means and how to submit your quarterly updates for free.

Making Tax Digital for Hairdressers & Barbers — A Simple Guide
Self-employed hairdressers and barbers: MTD is coming. Here's what you need to do and how to submit your quarterly updates to HMRC for free.

Making Tax Digital for Plumbers, Electricians & Builders
Self-employed tradespeople: MTD for Income Tax starts April 2026. Here's what you need to know and how to submit quarterly updates for free using your spreadsheet.

Making Tax Digital for Taxi Drivers — What You Need to Know
Self-employed taxi and private hire drivers: MTD is coming. Here's what changes, what you need to do, and how to submit your quarterly updates for free.

Free MTD Spreadsheet Template (Download)
Download a free Making Tax Digital spreadsheet template for sole traders and landlords. Track income, expenses, and submit to HMRC with one click.

Best Free Making Tax Digital Software 2026
Looking for free MTD software? Here are the genuinely free options for Making Tax Digital for Income Tax — no trials, no hidden fees.

Making Tax Digital vs Self Assessment — What's Actually Changing?
Confused about the difference between MTD and Self Assessment? Here's what's changing, what stays the same, and what you need to do differently.

Making Tax Digital 2026: The Complete Guide for Beginners
Everything you need to know about Making Tax Digital for Income Tax in 2026. Who's affected, what's required, deadlines, and how to comply.

Do I Need Making Tax Digital? A Quick Eligibility Check
Find out if Making Tax Digital applies to you. Check the income thresholds, exemptions, and timeline for MTD for Income Tax.

MTD Penalties Explained: Points, Fines, and the 2026 Grace Period
What happens if you submit late or get your MTD figures wrong? Understand the new penalty points system, fines, and the first-year grace period.

MTD Quarterly Deadlines 2026/27: Every Date You Need to Know
All the Making Tax Digital quarterly submission deadlines for the 2026/27 tax year. Don't miss a deadline — know exactly when to submit.

How to Submit Your First MTD Quarterly Update (Step by Step)
A practical step-by-step guide to submitting your first Making Tax Digital quarterly update to HMRC using your spreadsheet and free bridging software.

Making Tax Digital for Sole Traders — Keep Your Spreadsheet
Self-employed and worried about MTD? You don't need to switch to accounting software. Learn how sole traders can comply using their existing spreadsheet.

MTD Bridging Software Explained: What It Is and Why You Need It
Bridging software connects your spreadsheet to HMRC for Making Tax Digital. Learn what it does, how it works, and whether you need it.

MTD Software Comparison 2026: Free vs Paid Options
Compare the best Making Tax Digital software for 2026 — pricing, features, and what sole traders and landlords actually need. Includes free options.

Making Tax Digital for Landlords — Free Software and What You Need to Know
UK landlords earning over £50,000 must comply with MTD from April 2026. Learn what's required and how to submit quarterly updates for free with your spreadsheet.

Free MTD Bridging Software for Spreadsheets — Flonancial
Submit your Making Tax Digital quarterly updates to HMRC for free. Upload your spreadsheet, pick your figures, and submit. No accounting software needed.

Can You Use Excel for Making Tax Digital? Yes — Here's How
You don't need to ditch your spreadsheet for MTD. Learn how to use Excel or Google Sheets with free bridging software to submit quarterly updates to HMRC.
